Welcome to Increase The Value (ITV)

Increase The Value is an free, informational website about how to increase the value of your investment portfolio and net worth.

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A groundbreaking documentary series embedded inside the long shot election and tumultuous first term of Larry Krasner, Philadelphia's unapologetic District Attorney, and his experiment to upend the criminal justice system from the inside out. Independent Television, a British television network: ITV (TV network), a television network covering the United Kingdom, the Isle of Man and the Channel Islands ITV (TV channel), a brand name used by ITV plc for twelve franchises of the ITV Network covering England, Southern Scotland, Wales, the Isle of Man and the Channel Islands.

Tip #1: Leverage your credit. One way to ITV your portfolio's value is to leverage your credit. For instance, many credit card companies offer 0% APR for 12 months on selected credit cards. You can max out the card, invest the money, and then pay off the card at the end of the 0% APR term. Essentially, you are able to earn interest on 'free' money for an entire year. Visit sites like www.cardratings.com for more information.

Watch your money pile up!

Tip #2: Pay off your high interest rate debt first. This is generally a good rule of thumb, however, you should also note the tax consequences of paying off your debt. For instance, your mortgage and student loan debt is generally tax deductible. Therefore, even if these interest rates are slightly above some of your other debt, it may be wise to pay off the debt that has the least value to you. Most of the time, the least useful debt are for things like credit card and auto loan debt.

Tip #3: Consider peer-to-peer lending options. Prosper and Lending Club are the industry leaders for peer-to-peer lending. With these sites, you can loan or borrow money to other consumers. Interest rates tend to range between 6.5% to 23%, depending on the type of loan, borrower debt-to-income ratio, and borrower credit score or rating.

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Tip #4: Consider the tax treatment of your current debt. For instance, in the United States, interest paid on your principal residence is tax deductible. Accordingly, even though your mortgage may be 7%, the true cost to you is less than that because of the tax deduction.

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  • We’re up and ready to help on Monday - Friday 9.00am - 8.00pm and Saturday 12.00pm - 8.00pm.You’ll find the live chat icon in the bottom right corner of your screen.
  • This page will guide you through registering a free account with ITV Hub. While most of the programmes in ITV do not require a paid subscription, you will still need to register a free account with them in order to stream content.
  • ITV (Independent Television) is the original British advertising television network. Some of the franchise holders, most notably ITV plc and its predecessor companies Granada plc and Carlton Communications, launched other television channels, some with the ITV brand, some not.

Tip #5: Differentiate between 'good' debt and 'bad' debt. 'Good' debt tends to be debt on items that appreciate in value over time or may be used for more than a once-off time period. 'Good' debt has historically included a mortgage on your principal residence or loans related to the improvement of your property. 'Bad' debt is often thought of as credit card balances based on consumable items like gas, food, or alcohol.

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If you would like to include one of your tips on ITV, please contact us here.

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© Increase The Value (ITV) 2007-2011.

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